3806 Smithson RdgSan AntonioTX78261
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew San Antonio rentals match the income profile of 3806 Smithson Rdg, San Antonio, TX, 78261. Listed at $339,200, gross rent is $4,224/mo and net cash flow is $1,812/mo, a 14.94% yield well above national averages. DSCR 2.77 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $93,715 by year five with $3,124/yr in annual principal reduction, projecting $246,636 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.9% | 5.8% |
| Monthly Cash Flow | $1,812 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,224 |
| Total Monthly Debt Service | $2,277 |
| DSCR Ratio | 1.85x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
2.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78261, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,310 (100%) |
| Owner Occupied HU | 8,596 (76.0%) |
| Renter Occupied HU | 2,129 (18.8%) |
| Vacant Housing Units | 585 ( 5.2%) |
| Median Home Value | $424,088 |
| Average Home Value | $468,035 |
Housing Distribution
Address Breakdown
Residential
11,154
Single Family
9,885
Multi-Family
1,269
Businesses
69
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
2.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78261, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,310 (100%) |
| Owner Occupied HU | 8,596 (76.0%) |
| Renter Occupied HU | 2,129 (18.8%) |
| Vacant Housing Units | 585 ( 5.2%) |
| Median Home Value | $424,088 |
| Average Home Value | $468,035 |
Housing Distribution
Address Breakdown
Residential
11,154
Single Family
9,885
Multi-Family
1,269
Businesses
69
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A