380 Jonah Hall RdWrightsvilleGA31096
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 380 Jonah Hall Rd, Wrightsville, GA, 31096 in Wrightsville is narrow, $197/mo net on $1,165/mo rent after the $715/mo debt service, but the property operates at break-even-plus, not a loss. At $159,000 with a 8.79% yield, the long-run equity case via 5% appreciation ($43,929 over five years) and $1,464/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.63 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $72,947.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.0% |
| Monthly Cash Flow | $197 | $200 |
City averages based on Wrightsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,165 |
| Total Monthly Debt Service | $904 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1996
1.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31096, Wrightsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,435 (100%) |
| Owner Occupied HU | 1,598 (65.6%) |
| Renter Occupied HU | 567 (23.3%) |
| Vacant Housing Units | 270 (11.1%) |
| Median Home Value | $97,200 |
| Average Home Value | $154,349 |
Housing Distribution
Address Breakdown
Residential
2,353
Single Family
2,280
Multi-Family
73
Businesses
178
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1996
1.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31096, Wrightsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,435 (100%) |
| Owner Occupied HU | 1,598 (65.6%) |
| Renter Occupied HU | 567 (23.3%) |
| Vacant Housing Units | 270 (11.1%) |
| Median Home Value | $97,200 |
| Average Home Value | $154,349 |
Housing Distribution
Address Breakdown
Residential
2,353
Single Family
2,280
Multi-Family
73
Businesses
178
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Johnathan Cesario • Coldwell Banker Curry Residential
Mls Name: GAMLS
Mls ID: #10589479