38 Shuford StLavoniaGA30553
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Lavonia rentals match the income profile of 38 Shuford St, Lavonia, GA, 30553. Listed at $173,500, gross rent is $2,335/mo and net cash flow is $1,279/mo, a 16.15% yield well above national averages. DSCR 2.99 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $47,935 by year five with $1,598/yr in annual principal reduction, projecting $148,065 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.2% | 7.5% |
| Monthly Cash Flow | $1,279 | $300 |
City averages based on Lavonia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,335 |
| Total Monthly Debt Service | $987 |
| DSCR Ratio | 2.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1998
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30553, Lavonia, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,706 (100%) |
| Owner Occupied HU | 2,699 (57.4%) |
| Renter Occupied HU | 887 (18.8%) |
| Vacant Housing Units | 1,120 (23.8%) |
| Median Home Value | $239,749 |
| Average Home Value | $333,592 |
Housing Distribution
Address Breakdown
Residential
3,911
Single Family
3,887
Multi-Family
24
Businesses
413
Nearby investment properties with comparable rents
- 2 Bed
- 2 Bath
- 1275 sft
- 3 Bed
- 2 Bath
- 1650 sft
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1998
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30553, Lavonia, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,706 (100%) |
| Owner Occupied HU | 2,699 (57.4%) |
| Renter Occupied HU | 887 (18.8%) |
| Vacant Housing Units | 1,120 (23.8%) |
| Median Home Value | $239,749 |
| Average Home Value | $333,592 |
Housing Distribution
Address Breakdown
Residential
3,911
Single Family
3,887
Multi-Family
24
Businesses
413
Nearby investment properties with comparable rents
- 2 Bed
- 2 Bath
- 1275 sft
- 3 Bed
- 2 Bath
- 1650 sft
Nearby investment properties with comparable prices