38 Oak Ridge Dr #26Waverly HallGA31831
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow38 Oak Ridge Dr #26, Waverly Hall, GA, 31831 in Waverly Hall earns its strong cash-flow label: 11.13% yield, $4,200/mo rent, $1,444/mo net income, DSCR 2.06. The $452,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $125,128 by year five. Combined with $4,171/yr in principal paydown, total projected return reaches $264,437.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 5.0% |
| Monthly Cash Flow | $1,444 | $300 |
City averages based on Waverly Hall market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,200 |
| Total Monthly Debt Service | $2,576 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
2.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31831, Waverly Hall, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,645 (100%) |
| Owner Occupied HU | 1,254 (76.2%) |
| Renter Occupied HU | 234 (14.2%) |
| Vacant Housing Units | 157 ( 9.5%) |
| Median Home Value | $315,079 |
| Average Home Value | $397,835 |
Housing Distribution
Address Breakdown
Residential
1,469
Single Family
1,469
Multi-Family
0
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
2.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31831, Waverly Hall, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,645 (100%) |
| Owner Occupied HU | 1,254 (76.2%) |
| Renter Occupied HU | 234 (14.2%) |
| Vacant Housing Units | 157 ( 9.5%) |
| Median Home Value | $315,079 |
| Average Home Value | $397,835 |
Housing Distribution
Address Breakdown
Residential
1,469
Single Family
1,469
Multi-Family
0
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Colton Burks • Hughston Homes Marketing
Mls Name: GAMLS
Mls ID: #10547689