38 Longdale DrGrahamNC27253
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 38 Longdale Dr, Graham, NC, 27253 in Graham at $359,777. Rental yield 7.4%. The 7.4% yield and 1.37 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $99,400 by year five, and $3,314/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $132,661.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $(63) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,220 |
| Total Monthly Debt Service | $2,140 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.27 Acres lot
$N/A/sqft
$270 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27253, Graham, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,245 (100%) |
| Owner Occupied HU | 9,997 (61.5%) |
| Renter Occupied HU | 4,920 (30.3%) |
| Vacant Housing Units | 1,328 ( 8.2%) |
| Median Home Value | $296,247 |
| Average Home Value | $314,175 |
Housing Distribution
Address Breakdown
Residential
14,640
Single Family
14,223
Multi-Family
417
Businesses
894
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.27 Acres lot
$N/A/sqft
$270 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27253, Graham, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,245 (100%) |
| Owner Occupied HU | 9,997 (61.5%) |
| Renter Occupied HU | 4,920 (30.3%) |
| Vacant Housing Units | 1,328 ( 8.2%) |
| Median Home Value | $296,247 |
| Average Home Value | $314,175 |
Housing Distribution
Address Breakdown
Residential
14,640
Single Family
14,223
Multi-Family
417
Businesses
894
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: L. Calvin Ramsey • Ramsey Realtors Team Inc
Mls Name: Doorify MLS
Mls Provider:
Mls ID: #10042433
Disclaimer: The MLS listing information displayed is deemed reliable, but is not guaranteed accurate by the MLS. Copyright 2025 Doorify MLS of North Carolina. All rights reserved.