3773 Willow Pass RdConcordCA94519
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Concord rental at 3773 Willow Pass Rd, Concord, CA, 94519 sits in the solid-income band: 8.92% gross yield, $4,080/mo rent, $684/mo net after the $2,469/mo debt service, DSCR 1.65. Entry price of $549,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $151,679 and $5,056/yr in principal reduction bring total cumulative return to $252,157.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.0% |
| Monthly Cash Flow | $684 | $250 |
City averages based on Concord market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,080 |
| Total Monthly Debt Service | $3,178 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94519, Concord, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,143 (100%) |
| Owner Occupied HU | 4,647 (65.1%) |
| Renter Occupied HU | 2,128 (29.8%) |
| Vacant Housing Units | 368 ( 5.2%) |
| Median Home Value | $722,984 |
| Average Home Value | $766,326 |
Housing Distribution
Address Breakdown
Residential
6,975
Single Family
6,194
Multi-Family
781
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94519, Concord, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,143 (100%) |
| Owner Occupied HU | 4,647 (65.1%) |
| Renter Occupied HU | 2,128 (29.8%) |
| Vacant Housing Units | 368 ( 5.2%) |
| Median Home Value | $722,984 |
| Average Home Value | $766,326 |
Housing Distribution
Address Breakdown
Residential
6,975
Single Family
6,194
Multi-Family
781
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andy Luo • Elite Re & Financial Group
Mls Name: Bay East AOR
Mls ID: #41123785