37720 Manor RdChapticoMD20621
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow37720 Manor Rd, Chaptico, MD, 20621 in Chaptico earns its strong cash-flow label: 11.99% yield, $2,352/mo rent, $889/mo net income, DSCR 2.22. The $235,300 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $65,009 by year five. Combined with $2,167/yr in principal paydown, total projected return reaches $146,482.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 6.1% |
| Monthly Cash Flow | $889 | $1,200 |
City averages based on Chaptico market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,352 |
| Total Monthly Debt Service | $1,370 |
| DSCR Ratio | 1.72x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
26.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20621, Chaptico, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 722 (100%) |
| Owner Occupied HU | 491 (68.0%) |
| Renter Occupied HU | 59 ( 8.2%) |
| Vacant Housing Units | 172 (23.8%) |
| Median Home Value | $487,383 |
| Average Home Value | $536,135 |
Housing Distribution
Address Breakdown
Residential
344
Single Family
344
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
26.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20621, Chaptico, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 722 (100%) |
| Owner Occupied HU | 491 (68.0%) |
| Renter Occupied HU | 59 ( 8.2%) |
| Vacant Housing Units | 172 (23.8%) |
| Median Home Value | $487,383 |
| Average Home Value | $536,135 |
Housing Distribution
Address Breakdown
Residential
344
Single Family
344
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices