3718 Verbena DrCincinnatiOH45241
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Cincinnati rentals match the income profile of 3718 Verbena Dr, Cincinnati, OH, 45241. Listed at $162,000, gross rent is $2,401/mo and net cash flow is $1,336/mo, a 17.79% yield well above national averages. DSCR 3.30 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $44,758 by year five with $1,492/yr in annual principal reduction, projecting $147,697 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.8% | 6.8% |
| Monthly Cash Flow | $1,336 | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,401 |
| Total Monthly Debt Service | $1,001 |
| DSCR Ratio | 2.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45241, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,480 (100%) |
| Owner Occupied HU | 7,432 (70.9%) |
| Renter Occupied HU | 2,552 (24.4%) |
| Vacant Housing Units | 496 ( 4.7%) |
| Median Home Value | $349,877 |
| Average Home Value | $382,613 |
Housing Distribution
Address Breakdown
Residential
10,597
Single Family
8,492
Multi-Family
2,105
Businesses
1,459
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45241, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,480 (100%) |
| Owner Occupied HU | 7,432 (70.9%) |
| Renter Occupied HU | 2,552 (24.4%) |
| Vacant Housing Units | 496 ( 4.7%) |
| Median Home Value | $349,877 |
| Average Home Value | $382,613 |
Housing Distribution
Address Breakdown
Residential
10,597
Single Family
8,492
Multi-Family
2,105
Businesses
1,459
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A