9653 Crosley Farm Dr UNIT 88CincinnatiOH45251
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowTight but positive: 9653 Crosley Farm Dr UNIT 88, Cincinnati, OH, 45251 in Cincinnati at $138,000 earns $1,254/mo in rent and nets $46/mo after the $621/mo payment, a 10.9% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $38,127 over five years. Ziffy Mortgage underwrites this on a 2.02 DSCR without U.S. credit history. With $1,271/yr in principal paydown, total projected return reaches $56,824.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.8% |
| Monthly Cash Flow | $46 | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,254 |
| Total Monthly Debt Service | $1,153 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1991
1.39 Acres lot
$N/A/sqft
$300 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45251, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,831 (100%) |
| Owner Occupied HU | 6,122 (69.3%) |
| Renter Occupied HU | 2,289 (25.9%) |
| Vacant Housing Units | 420 ( 4.8%) |
| Median Home Value | $206,848 |
| Average Home Value | $254,784 |
Housing Distribution
Address Breakdown
Residential
8,824
Single Family
7,930
Multi-Family
894
Businesses
429
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1991
1.39 Acres lot
$N/A/sqft
$300 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45251, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,831 (100%) |
| Owner Occupied HU | 6,122 (69.3%) |
| Renter Occupied HU | 2,289 (25.9%) |
| Vacant Housing Units | 420 ( 4.8%) |
| Median Home Value | $206,848 |
| Average Home Value | $254,784 |
Housing Distribution
Address Breakdown
Residential
8,824
Single Family
7,930
Multi-Family
894
Businesses
429
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices