37021 Sandra AveZephyrhillsFL33542
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 37021 Sandra Ave, Zephyrhills, FL, 33542 in Zephyrhills is narrow, $158/mo net on $971/mo rent after the $551/mo debt service, but the property operates at break-even-plus, not a loss. At $122,500 with a 9.51% yield, the long-run equity case via 5% appreciation ($33,844 over five years) and $1,128/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.76 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $56,870.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.5% |
| Monthly Cash Flow | $158 | $300 |
City averages based on Zephyrhills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $971 |
| Total Monthly Debt Service | $764 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1974
5,125 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1974
5,125 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Linda Rotante • KELLER WILLIAMS RLTY NEW TAMPA
Mls Name: Stellar MLS
Mls ID: #TB8437219