367 Plum StreetWest BarnstableMA02668
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 367 Plum Street, West Barnstable, MA, 02668 in West Barnstable at $1,595,000, 3.38% gross yield, is a market-growth asset. Rental yield 3.38%. The $4,490/mo rent partially funds the $7,172/mo debt service; the core return is the 5%/yr price growth projected to add $440,669 over five years. Ziffy Mortgage's DSCR mortgage (0.63) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $247,600.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.4% | 5.0% |
| Monthly Cash Flow | $(5,563) | $800 |
City averages based on West Barnstable market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,490 |
| Total Monthly Debt Service | $9,418 |
| DSCR Ratio | 0.48x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02668, West Barnstable, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,672 (100%) |
| Owner Occupied HU | 1,233 (73.7%) |
| Renter Occupied HU | 148 ( 8.9%) |
| Vacant Housing Units | 291 (17.4%) |
| Median Home Value | $670,926 |
| Average Home Value | $703,769 |
Housing Distribution
Address Breakdown
Residential
1,260
Single Family
1,222
Multi-Family
38
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02668, West Barnstable, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,672 (100%) |
| Owner Occupied HU | 1,233 (73.7%) |
| Renter Occupied HU | 148 ( 8.9%) |
| Vacant Housing Units | 291 (17.4%) |
| Median Home Value | $670,926 |
| Average Home Value | $703,769 |
Housing Distribution
Address Breakdown
Residential
1,260
Single Family
1,222
Multi-Family
38
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CCIMLS
Mls ID: #22601040