10 Devonshire LaneSouth DennisMA02660
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 10 Devonshire Lane, South Dennis, MA, 02660 in South Dennis at $579,900 earns $3,816/mo in rent and nets $161/mo after the $2,608/mo payment, a 7.9% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $160,216 over five years. Ziffy Mortgage underwrites this on a 1.46 DSCR without U.S. credit history. With $5,341/yr in principal paydown, total projected return reaches $230,552.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 5.0% |
| Monthly Cash Flow | $161 | $1,200 |
City averages based on South Dennis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,816 |
| Total Monthly Debt Service | $3,424 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02660, South Dennis, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,115 (100%) |
| Owner Occupied HU | 2,597 (50.8%) |
| Renter Occupied HU | 679 (13.3%) |
| Vacant Housing Units | 1,839 (36.0%) |
| Median Home Value | $641,474 |
| Average Home Value | $736,517 |
Housing Distribution
Address Breakdown
Residential
3,443
Single Family
3,209
Multi-Family
234
Businesses
388
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02660, South Dennis, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,115 (100%) |
| Owner Occupied HU | 2,597 (50.8%) |
| Renter Occupied HU | 679 (13.3%) |
| Vacant Housing Units | 1,839 (36.0%) |
| Median Home Value | $641,474 |
| Average Home Value | $736,517 |
Housing Distribution
Address Breakdown
Residential
3,443
Single Family
3,209
Multi-Family
234
Businesses
388
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: James M Donahue • Donahue Real Estate Co., Inc.
Mls Name: CCIMLS
Mls ID: #22503341