3611 Hedgewood CvOcean SpringsMS39564



INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeFinancing efficiency matters for international buyers, and 3611 Hedgewood Cv, Ocean Springs, MS, 39564 in Ocean Springs offers it: the 1.56 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 8.21%. Long-term, 5% appreciation is forecast to add $84,266, and $2,809/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $118,142.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.5% |
| Monthly Cash Flow | $(23) | $420 |
City averages based on Ocean Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,133 |
| Total Monthly Debt Service | $1,989 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
0.28 Acres lot
$N/A/sqft
$125 annually HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1994
0.28 Acres lot
$N/A/sqft
$125 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Melissa Jett • EXIT Realty Heart Properties
Mls Name: MLS United
Mls ID: #4109905
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.







