3550 Castlebrook RdCameron ParkCA95682
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 3550 Castlebrook Rd, Cameron Park, CA, 95682 in Cameron Park hard to pass up. The 14.56% gross yield on a $450,000 purchase results in $5,459/mo in rent and $2,675/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.70). Annual cash flow of $32,100, five-year appreciation of $124,327, and $4,145/yr in equity build-up combine for a projected total cumulative return of $342,804.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.6% | 6.0% |
| Monthly Cash Flow | $2,675 | $300 |
City averages based on Cameron Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,459 |
| Total Monthly Debt Service | $2,605 |
| DSCR Ratio | 2.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95682, Shingle Springs, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,432 (100%) |
| Owner Occupied HU | 8,921 (71.8%) |
| Renter Occupied HU | 2,909 (23.4%) |
| Vacant Housing Units | 602 ( 4.8%) |
| Median Home Value | $751,567 |
| Average Home Value | $846,468 |
Housing Distribution
Address Breakdown
Residential
11,711
Single Family
11,105
Multi-Family
606
Businesses
1,033
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95682, Shingle Springs, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,432 (100%) |
| Owner Occupied HU | 8,921 (71.8%) |
| Renter Occupied HU | 2,909 (23.4%) |
| Vacant Housing Units | 602 ( 4.8%) |
| Median Home Value | $751,567 |
| Average Home Value | $846,468 |
Housing Distribution
Address Breakdown
Residential
11,711
Single Family
11,105
Multi-Family
606
Businesses
1,033
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices