355 3rd AveSan FranciscoCA94118
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 355 3rd Ave, San Francisco, CA, 94118 in San Francisco at $1,665,000. Rental yield 6.72%. The 6.72% yield and 1.25 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $460,009 by year five, and $15,335/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $487,043.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 4.5% |
| Monthly Cash Flow | $(2,334) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,326 |
| Total Monthly Debt Service | $10,998 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1900
3,027 sqft lot
$N/A/sqft
$532 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94118, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,983 (100%) |
| Owner Occupied HU | 5,824 (30.7%) |
| Renter Occupied HU | 11,565 (60.9%) |
| Vacant Housing Units | 1,594 ( 8.4%) |
| Median Home Value | $1,980,876 |
| Average Home Value | $1,770,504 |
Housing Distribution
Address Breakdown
Residential
17,881
Single Family
9,029
Multi-Family
8,852
Businesses
1,423
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1900
3,027 sqft lot
$N/A/sqft
$532 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94118, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,983 (100%) |
| Owner Occupied HU | 5,824 (30.7%) |
| Renter Occupied HU | 11,565 (60.9%) |
| Vacant Housing Units | 1,594 ( 8.4%) |
| Median Home Value | $1,980,876 |
| Average Home Value | $1,770,504 |
Housing Distribution
Address Breakdown
Residential
17,881
Single Family
9,029
Multi-Family
8,852
Businesses
1,423
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jessica Branson • Compass
Mls Name: SFAR
Mls Provider:
Mls ID: #425068790
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.