35 Cedar St APT 4GardnerMA01440




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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Gardner at 35 Cedar St APT 4, Gardner, MA, 01440 offers $1,770/mo rent that, after a $1,008/mo payment, leaves $472/mo cash flow. Total monthly income is $1,770/mo, and annual cash flow is $5,663/yr on $68,289 cash. Return on cash invested measures 28.2% in year one, and rental yield stands at 10.31% at a $206,000 entry. Equity gained on principal adds $1,329/yr while 5% annual appreciation compounds into $56,914 by year five. Five-year ROI records 147.44% and total cumulative return in cash reaches $100,688. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,770/mo property income versus a $1,008/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Townhouse
Built in 1920
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01440, Gardner, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,823 (100%) |
| Owner Occupied HU | 5,104 (52.0%) |
| Renter Occupied HU | 4,026 (41.0%) |
| Vacant Housing Units | 693 ( 7.1%) |
| Median Home Value | $347,548 |
| Average Home Value | $406,369 |
Housing Distribution
Address Breakdown
Residential
8,993
Single Family
7,174
Multi-Family
1,819
Businesses
598
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Nearby investment properties with comparable prices



Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #73244192
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