121 Pleasant StOrangeMA01364
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 121 Pleasant St, Orange, MA, 01364 in Orange at $215,000 earns $1,507/mo in rent and nets $152/mo after the $967/mo payment, a 8.41% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $59,401 over five years. Ziffy Mortgage underwrites this on a 1.56 DSCR without U.S. credit history. With $1,980/yr in principal paydown, total projected return reaches $91,432.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.0% |
| Monthly Cash Flow | $152 | $800 |
City averages based on Orange market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,507 |
| Total Monthly Debt Service | $1,270 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1800
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01364, Orange, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,718 (100%) |
| Owner Occupied HU | 2,348 (63.2%) |
| Renter Occupied HU | 1,040 (28.0%) |
| Vacant Housing Units | 330 ( 8.9%) |
| Median Home Value | $275,475 |
| Average Home Value | $290,740 |
Housing Distribution
Address Breakdown
Residential
3,340
Single Family
2,793
Multi-Family
547
Businesses
269
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1800
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01364, Orange, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,718 (100%) |
| Owner Occupied HU | 2,348 (63.2%) |
| Renter Occupied HU | 1,040 (28.0%) |
| Vacant Housing Units | 330 ( 8.9%) |
| Median Home Value | $275,475 |
| Average Home Value | $290,740 |
Housing Distribution
Address Breakdown
Residential
3,340
Single Family
2,793
Multi-Family
547
Businesses
269
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christina Postera • Brick & Mortar
Mls Name: MLS PIN
Mls ID: #73427637