21 Cedar StreetHinsdaleNH03451
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 21 Cedar Street, Hinsdale, NH, 03451 in Hinsdale: $1,305/mo in rent, $213/mo in net income, 9.61% gross yield, 1.78 DSCR, all at $162,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $45,006 in appreciation and $1,500/yr in principal paydown projects total cumulative return of $75,860.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $213 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,305 |
| Total Monthly Debt Service | $1,027 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2023
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03451, Hinsdale, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,898 (100%) |
| Owner Occupied HU | 1,340 (70.6%) |
| Renter Occupied HU | 419 (22.1%) |
| Vacant Housing Units | 139 ( 7.3%) |
| Median Home Value | $209,864 |
| Average Home Value | $225,543 |
Housing Distribution
Address Breakdown
Residential
1,486
Single Family
1,277
Multi-Family
209
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2023
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03451, Hinsdale, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,898 (100%) |
| Owner Occupied HU | 1,340 (70.6%) |
| Renter Occupied HU | 419 (22.1%) |
| Vacant Housing Units | 139 ( 7.3%) |
| Median Home Value | $209,864 |
| Average Home Value | $225,543 |
Housing Distribution
Address Breakdown
Residential
1,486
Single Family
1,277
Multi-Family
209
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christine M Lewis • Brattleboro Area Realty
Mls Name: PrimeMLS
Mls ID: #4970821