346 Hammer Creek RdWhite BirdID83554
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 346 Hammer Creek Rd, White Bird, ID, 83554 in White Bird fits: $586,000, 0% gross yield, and a projected 5% annual appreciation rate adding $161,901 in value within five years. Rental yield 0%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.00) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $5,397/yr in principal paydown and $161,901 in appreciation project a total return of $4,207.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 8.0% |
| Monthly Cash Flow | $0 | $300 |
City averages based on White Bird market data in our database. Property projections are estimates.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83554, White Bird, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 440 (100%) |
| Owner Occupied HU | 287 (65.2%) |
| Renter Occupied HU | 53 (12.0%) |
| Vacant Housing Units | 100 (22.7%) |
| Median Home Value | $465,789 |
| Average Home Value | $512,840 |
Housing Distribution
Address Breakdown
Residential
225
Single Family
167
Multi-Family
58
Businesses
42
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83554, White Bird, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 440 (100%) |
| Owner Occupied HU | 287 (65.2%) |
| Renter Occupied HU | 53 (12.0%) |
| Vacant Housing Units | 100 (22.7%) |
| Median Home Value | $465,789 |
| Average Home Value | $512,840 |
Housing Distribution
Address Breakdown
Residential
225
Single Family
167
Multi-Family
58
Businesses
42
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A