147 Goose LnWhite BirdID83554
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 147 Goose Ln, White Bird, ID, 83554 in White Bird. Rental yield 5.46%. At $499,000 with 5.46% gross yield, current distributions are modest, but the 5% appreciation rate projects $137,865 in new equity by year five, complemented by $4,596/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.01) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $149,747.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 8.0% |
| Monthly Cash Flow | $(599) | $300 |
City averages based on White Bird market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,272 |
| Total Monthly Debt Service | $2,672 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
1.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83554, White Bird, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 440 (100%) |
| Owner Occupied HU | 287 (65.2%) |
| Renter Occupied HU | 53 (12.0%) |
| Vacant Housing Units | 100 (22.7%) |
| Median Home Value | $465,789 |
| Average Home Value | $512,840 |
Housing Distribution
Address Breakdown
Residential
225
Single Family
167
Multi-Family
58
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
1.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83554, White Bird, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 440 (100%) |
| Owner Occupied HU | 287 (65.2%) |
| Renter Occupied HU | 53 (12.0%) |
| Vacant Housing Units | 100 (22.7%) |
| Median Home Value | $465,789 |
| Average Home Value | $512,840 |
Housing Distribution
Address Breakdown
Residential
225
Single Family
167
Multi-Family
58
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christopher Richling • Silvercreek Realty Group
Mls Name: IMLS
Mls ID: #98965285