344 Main Street #APlaistowNH03865
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $255,000, 344 Main Street #A, Plaistow, NH, 03865 in Plaistow generates $1,721/mo in rent (8.1% yield) but nets only $12/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.50) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $70,452. Total projected return: $98,003.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $12 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,721 |
| Total Monthly Debt Service | $1,608 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
2.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03865, Plaistow, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,237 (100%) |
| Owner Occupied HU | 2,560 (79.1%) |
| Renter Occupied HU | 611 (18.9%) |
| Vacant Housing Units | 66 ( 2.0%) |
| Median Home Value | $528,659 |
| Average Home Value | $528,206 |
Housing Distribution
Address Breakdown
Residential
3,077
Single Family
2,981
Multi-Family
96
Businesses
510
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
2.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03865, Plaistow, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,237 (100%) |
| Owner Occupied HU | 2,560 (79.1%) |
| Renter Occupied HU | 611 (18.9%) |
| Vacant Housing Units | 66 ( 2.0%) |
| Median Home Value | $528,659 |
| Average Home Value | $528,206 |
Housing Distribution
Address Breakdown
Residential
3,077
Single Family
2,981
Multi-Family
96
Businesses
510
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: PrimeMLS
Mls ID: #5077017