3412 Laredo Ln UNIT BFort CollinsCO80526
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 3412 Laredo Ln UNIT B, Fort Collins, CO, 80526 in Fort Collins offers a clean, manageable entry. Rental yield 7.02%. DSCR 1.30 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $104,434 in additional property value over five years, with $3,481/yr in principal equity building ownership stake. Total projected cumulative return: $119,337.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 5.8% |
| Monthly Cash Flow | $(391) | $1,850 |
City averages based on Fort Collins market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,212 |
| Total Monthly Debt Service | $2,453 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1992
N/A lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80526, Fort Collins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,461 (100%) |
| Owner Occupied HU | 10,534 (54.1%) |
| Renter Occupied HU | 8,258 (42.4%) |
| Vacant Housing Units | 669 ( 3.4%) |
| Median Home Value | $573,211 |
| Average Home Value | $621,460 |
Housing Distribution
Address Breakdown
Residential
19,409
Single Family
16,264
Multi-Family
3,145
Businesses
545
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1992
N/A lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80526, Fort Collins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,461 (100%) |
| Owner Occupied HU | 10,534 (54.1%) |
| Renter Occupied HU | 8,258 (42.4%) |
| Vacant Housing Units | 669 ( 3.4%) |
| Median Home Value | $573,211 |
| Average Home Value | $621,460 |
Housing Distribution
Address Breakdown
Residential
19,409
Single Family
16,264
Multi-Family
3,145
Businesses
545
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices