3531 Windmill Dr H-3Fort CollinsCO80526
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 3531 Windmill Dr H-3, Fort Collins, CO, 80526 in Fort Collins at $308,900 earns $1,886/mo in rent and nets $86/mo after the $1,389/mo payment, a 7.33% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $85,343 over five years. Ziffy Mortgage underwrites this on a 1.36 DSCR without U.S. credit history. With $2,845/yr in principal paydown, total projected return reaches $122,171.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 5.8% |
| Monthly Cash Flow | $86 | $1,850 |
City averages based on Fort Collins market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,886 |
| Total Monthly Debt Service | $1,677 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1989
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80526, Fort Collins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,461 (100%) |
| Owner Occupied HU | 10,534 (54.1%) |
| Renter Occupied HU | 8,258 (42.4%) |
| Vacant Housing Units | 669 ( 3.4%) |
| Median Home Value | $573,211 |
| Average Home Value | $621,460 |
Housing Distribution
Address Breakdown
Residential
19,409
Single Family
16,264
Multi-Family
3,145
Businesses
545
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1989
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80526, Fort Collins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,461 (100%) |
| Owner Occupied HU | 10,534 (54.1%) |
| Renter Occupied HU | 8,258 (42.4%) |
| Vacant Housing Units | 669 ( 3.4%) |
| Median Home Value | $573,211 |
| Average Home Value | $621,460 |
Housing Distribution
Address Breakdown
Residential
19,409
Single Family
16,264
Multi-Family
3,145
Businesses
545
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael A Campana • TRX, Inc
Mls Name: IRES
Mls ID: #1037717