34 Ridge RdGreenbeltMD20770
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Greenbelt rentals match the income profile of 34 Ridge Rd, Greenbelt, MD, 20770. Listed at $226,900, gross rent is $2,548/mo and net cash flow is $1,104/mo, a 13.47% yield well above national averages. DSCR 2.50 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $62,688 by year five with $2,090/yr in annual principal reduction, projecting $108,864 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.5% | 6.3% |
| Monthly Cash Flow | $1,104 | $450 |
City averages based on Greenbelt market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,548 |
| Total Monthly Debt Service | $2,161 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1941
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20770, Greenbelt, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,490 (100%) |
| Owner Occupied HU | 4,749 (41.3%) |
| Renter Occupied HU | 6,063 (52.8%) |
| Vacant Housing Units | 678 ( 5.9%) |
| Median Home Value | $429,173 |
| Average Home Value | $420,386 |
Housing Distribution
Address Breakdown
Residential
12,206
Single Family
4,507
Multi-Family
7,699
Businesses
816
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1941
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20770, Greenbelt, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,490 (100%) |
| Owner Occupied HU | 4,749 (41.3%) |
| Renter Occupied HU | 6,063 (52.8%) |
| Vacant Housing Units | 678 ( 5.9%) |
| Median Home Value | $429,173 |
| Average Home Value | $420,386 |
Housing Distribution
Address Breakdown
Residential
12,206
Single Family
4,507
Multi-Family
7,699
Businesses
816
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices