337 9th StNewtonvilleNJ08346
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 337 9th St, Newtonville, NJ, 08346 in Newtonville speaks for itself: 16.33% gross on a $169,000 price, generating $2,300/mo in rent and $1,096/mo in net income after the $760/mo debt service. DSCR 3.03, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $13,150 stacks alongside $46,692 in projected five-year appreciation and $1,557/yr in principal reduction. Projected total cumulative return: $135,283.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.3% | 6.2% |
| Monthly Cash Flow | $1,096 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,300 |
| Total Monthly Debt Service | $1,137 |
| DSCR Ratio | 2.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
3.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08346, Newtonville, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 223 (100%) |
| Owner Occupied HU | 168 (75.3%) |
| Renter Occupied HU | 35 (15.7%) |
| Vacant Housing Units | 20 ( 9.0%) |
| Median Home Value | $242,188 |
| Average Home Value | $263,214 |
Housing Distribution
Address Breakdown
Residential
199
Single Family
199
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
3.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08346, Newtonville, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 223 (100%) |
| Owner Occupied HU | 168 (75.3%) |
| Renter Occupied HU | 35 (15.7%) |
| Vacant Housing Units | 20 ( 9.0%) |
| Median Home Value | $242,188 |
| Average Home Value | $263,214 |
Housing Distribution
Address Breakdown
Residential
199
Single Family
199
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices