331 W Boggs StLexingtonGA30648
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 331 W Boggs St, Lexington, GA, 30648 in Lexington. Priced at $147,700, it generates $3,079/mo in gross rent and $2,180/mo in net monthly cash flow, a 25.02% yield that comfortably supports the 4.64 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $26,163. Five-year appreciation: $40,807. Equity from principal paydown: $1,360/yr. Total projected cumulative return: $196,233.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 25% | 6.5% |
| Monthly Cash Flow | $2,180 | $250 |
City averages based on Lexington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,079 |
| Total Monthly Debt Service | $840 |
| DSCR Ratio | 3.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30648, Lexington, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,296 (100%) |
| Owner Occupied HU | 969 (74.8%) |
| Renter Occupied HU | 223 (17.2%) |
| Vacant Housing Units | 104 ( 8.0%) |
| Median Home Value | $242,599 |
| Average Home Value | $302,469 |
Housing Distribution
Address Breakdown
Residential
1,097
Single Family
1,097
Multi-Family
0
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30648, Lexington, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,296 (100%) |
| Owner Occupied HU | 969 (74.8%) |
| Renter Occupied HU | 223 (17.2%) |
| Vacant Housing Units | 104 ( 8.0%) |
| Median Home Value | $242,599 |
| Average Home Value | $302,469 |
Housing Distribution
Address Breakdown
Residential
1,097
Single Family
1,097
Multi-Family
0
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices