3254 W 1025 NLaytonUT84041
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 3254 W 1025 N, Layton, UT, 84041 in Layton aligned with their strategy. Rental yield 6.16%. DSCR 1.14 and 6.16% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $5,848/yr in paydown build toward a projected cumulative return of $209,681.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 5.8% |
| Monthly Cash Flow | $(471) | $1,850 |
City averages based on Layton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,262 |
| Total Monthly Debt Service | $3,480 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
8,276 sqft lot
$N/A/sqft
$130 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84041, Layton, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,106 (100%) |
| Owner Occupied HU | 12,704 (63.2%) |
| Renter Occupied HU | 6,618 (32.9%) |
| Vacant Housing Units | 784 ( 3.9%) |
| Median Home Value | $497,132 |
| Average Home Value | $531,084 |
Housing Distribution
Address Breakdown
Residential
19,157
Single Family
17,758
Multi-Family
1,399
Businesses
1,790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
8,276 sqft lot
$N/A/sqft
$130 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84041, Layton, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,106 (100%) |
| Owner Occupied HU | 12,704 (63.2%) |
| Renter Occupied HU | 6,618 (32.9%) |
| Vacant Housing Units | 784 ( 3.9%) |
| Median Home Value | $497,132 |
| Average Home Value | $531,084 |
Housing Distribution
Address Breakdown
Residential
19,157
Single Family
17,758
Multi-Family
1,399
Businesses
1,790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Terry Weese • Northern Realty Inc
Mls Name: UtahRealEstate.com
Mls Provider:
Mls ID: #2070338
Disclaimer: Based on information from the Wasatch Front Regional Multiple Listing Service, Inc. as of 2025-03-18 12:24:53 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#319)