325 Loring Rd, Pickens, MS, 39146 | $626/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Pickens at 325 Loring Rd, Pickens, MS, 39146 offers $1,721/mo rent that, after a $857/mo payment, leaves $626/mo cash flow. Total monthly income is $1,721/mo, and annual cash flow is $7,508/yr on $58,013 cash. Return on cash invested measures 32.85% in year one, and rental yield stands at 11.8% at a $175,000 entry. Equity gained on principal adds $1,129/yr while 5% annual appreciation compounds into $48,349 by year five. Five-year ROI records 172.36% and total cumulative return in cash reaches $99,991. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,721/mo property income versus a $857/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1986

7 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 39146, Pickens, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,214 (100%)
Owner Occupied HU	811 (66.8%)
Renter Occupied HU	252 (20.8%)
Vacant Housing Units	151 (12.4%)
Median Home Value	$110,417
Average Home Value	$152,873