3231 Vineyard Ave SPC 24PleasantonCA94566
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3231 Vineyard Ave SPC 24, Pleasanton, CA, 94566 in Pleasanton is a top-tier cash-flow asset. At $180,000 it produces $4,456/mo in rent and $3,342/mo in net monthly income, a 29.7% gross rental yield. The DSCR of 5.51 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $40,105. Five-year appreciation adds $49,731, driving a total cumulative return of $283,375.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 29.7% | 5.3% |
| Monthly Cash Flow | $3,342 | $2,800 |
City averages based on Pleasanton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,456 |
| Total Monthly Debt Service | $1,042 |
| DSCR Ratio | 4.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94566, Pleasanton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,866 (100%) |
| Owner Occupied HU | 11,238 (66.6%) |
| Renter Occupied HU | 4,977 (29.5%) |
| Vacant Housing Units | 651 ( 3.9%) |
| Median Home Value | $1,664,555 |
| Average Home Value | $1,618,737 |
Housing Distribution
Address Breakdown
Residential
16,648
Single Family
13,782
Multi-Family
2,866
Businesses
2,116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94566, Pleasanton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,866 (100%) |
| Owner Occupied HU | 11,238 (66.6%) |
| Renter Occupied HU | 4,977 (29.5%) |
| Vacant Housing Units | 651 ( 3.9%) |
| Median Home Value | $1,664,555 |
| Average Home Value | $1,618,737 |
Housing Distribution
Address Breakdown
Residential
16,648
Single Family
13,782
Multi-Family
2,866
Businesses
2,116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices