3263 Vineyard Ave #43PleasantonCA94566
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3263 Vineyard Ave #43, Pleasanton, CA, 94566 in Pleasanton speaks for itself: 34.06% gross on a $159,000 price, generating $4,513/mo in rent and $3,530/mo in net income after the $715/mo debt service. DSCR 6.31, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $42,355 stacks alongside $43,929 in projected five-year appreciation and $1,464/yr in principal reduction. Projected total cumulative return: $287,423.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 34.1% | 5.3% |
| Monthly Cash Flow | $3,530 | $2,800 |
City averages based on Pleasanton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,513 |
| Total Monthly Debt Service | $920 |
| DSCR Ratio | 4.90x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94566, Pleasanton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,866 (100%) |
| Owner Occupied HU | 11,238 (66.6%) |
| Renter Occupied HU | 4,977 (29.5%) |
| Vacant Housing Units | 651 ( 3.9%) |
| Median Home Value | $1,664,555 |
| Average Home Value | $1,618,737 |
Housing Distribution
Address Breakdown
Residential
16,648
Single Family
13,782
Multi-Family
2,866
Businesses
2,116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94566, Pleasanton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,866 (100%) |
| Owner Occupied HU | 11,238 (66.6%) |
| Renter Occupied HU | 4,977 (29.5%) |
| Vacant Housing Units | 651 ( 3.9%) |
| Median Home Value | $1,664,555 |
| Average Home Value | $1,618,737 |
Housing Distribution
Address Breakdown
Residential
16,648
Single Family
13,782
Multi-Family
2,866
Businesses
2,116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices