3230 Cumberland Rd APT 46, Ocean Springs, MS, 39564 | $203/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Ocean Springs at 3230 Cumberland Rd APT 46, Ocean Springs, MS, 39564 offers a 9.23% rental yield on a $129,000 purchase with $992/mo rent. Total monthly income registers $992/mo, and a $631/mo payment leaves $203/mo available for distribution. Annual cash flow reaches $2,436/yr on $42,764 to close, and return on cash invested stands at 25.6% in year one. Equity gained on principal adds $832/yr while 5% annual appreciation supports $35,640 over five years. Portfolio math shows five-year ROI at 133.29% and total cumulative return in cash at $57,001. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $992/mo property income against a $631/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Condo

Built in 1972

N/A lot

$N/A/sqft

No HOA