3230 Cumberland Rd APT 31, Ocean Springs, MS, 39564 | 9.26% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Ocean Springs at 3230 Cumberland Rd APT 31, Ocean Springs, MS, 39564 generates $995/mo in rent, after a $631/mo payment. Total monthly income is $995/mo. Return on cash invested sits at 11.04% in year one, and rental yield is 9.26% on a $129,000 entry. Equity gained on principal adds $832/yr, while 5% annual appreciation builds toward $35,640 over five years. Five-year ROI reaches 60.5% and total cumulative return in cash sums $25,873. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $995/mo property income rather than buyer’s personal income.

Condo

Built in 1972

N/A lot

$N/A/sqft

$488 monthly HOA