322 MONTANA STSan AntonioTX78203
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 322 MONTANA ST, San Antonio, TX, 78203 in San Antonio: $2,738/mo in rent, $1,106/mo net, 15.46% gross yield, all on a $212,500 acquisition. The 2.86 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $58,710 in value, and $1,957/yr in principal paydown steadily builds equity. Projected total cumulative return: $153,095.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.5% | 5.8% |
| Monthly Cash Flow | $1,106 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,738 |
| Total Monthly Debt Service | $1,548 |
| DSCR Ratio | 1.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1921
7,230 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78203, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,297 (100%) |
| Owner Occupied HU | 1,028 (44.8%) |
| Renter Occupied HU | 877 (38.2%) |
| Vacant Housing Units | 392 (17.1%) |
| Median Home Value | $162,500 |
| Average Home Value | $211,751 |
Housing Distribution
Address Breakdown
Residential
2,251
Single Family
2,188
Multi-Family
63
Businesses
174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1921
7,230 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78203, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,297 (100%) |
| Owner Occupied HU | 1,028 (44.8%) |
| Renter Occupied HU | 877 (38.2%) |
| Vacant Housing Units | 392 (17.1%) |
| Median Home Value | $162,500 |
| Average Home Value | $211,751 |
Housing Distribution
Address Breakdown
Residential
2,251
Single Family
2,188
Multi-Family
63
Businesses
174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices