321 Vaquero TrlImperialCA92251
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 321 Vaquero Trl, Imperial, CA, 92251 in Imperial speaks for itself: 21.54% gross on a $145,419 price, generating $2,610/mo in rent and $1,666/mo in net income after the $654/mo debt service. DSCR 3.99, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $19,994 stacks alongside $40,177 in projected five-year appreciation and $1,339/yr in principal reduction. Projected total cumulative return: $162,544.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.5% | 7.2% |
| Monthly Cash Flow | $1,666 | $350 |
City averages based on Imperial market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,610 |
| Total Monthly Debt Service | $886 |
| DSCR Ratio | 2.95x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
6,403 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92251, Imperial, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,325 (100%) |
| Owner Occupied HU | 5,105 (69.7%) |
| Renter Occupied HU | 1,949 (26.6%) |
| Vacant Housing Units | 271 ( 3.7%) |
| Median Home Value | $357,752 |
| Average Home Value | $374,368 |
Housing Distribution
Address Breakdown
Residential
7,800
Single Family
7,604
Multi-Family
196
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
6,403 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92251, Imperial, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,325 (100%) |
| Owner Occupied HU | 5,105 (69.7%) |
| Renter Occupied HU | 1,949 (26.6%) |
| Vacant Housing Units | 271 ( 3.7%) |
| Median Home Value | $357,752 |
| Average Home Value | $374,368 |
Housing Distribution
Address Breakdown
Residential
7,800
Single Family
7,604
Multi-Family
196
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A