3206 Briar Ct #1BaytownTX77521
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 3206 Briar Ct #1, Baytown, TX, 77521 in Baytown is narrow, $59/mo net on $1,130/mo rent after the $742/mo debt service, but the property operates at break-even-plus, not a loss. At $165,000 with a 9.25% yield, the long-run equity case via 5% appreciation ($45,586 over five years) and $1,520/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.52 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $58,082.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $59 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,130 |
| Total Monthly Debt Service | $1,148 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1978
2,244 sqft lot
$N/A/sqft
$480 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77521, Baytown, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,544 (100%) |
| Owner Occupied HU | 15,134 (57.0%) |
| Renter Occupied HU | 9,425 (35.5%) |
| Vacant Housing Units | 1,985 ( 7.5%) |
| Median Home Value | $271,862 |
| Average Home Value | $299,507 |
Housing Distribution
Address Breakdown
Residential
26,271
Single Family
18,075
Multi-Family
8,196
Businesses
1,214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1978
2,244 sqft lot
$N/A/sqft
$480 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77521, Baytown, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,544 (100%) |
| Owner Occupied HU | 15,134 (57.0%) |
| Renter Occupied HU | 9,425 (35.5%) |
| Vacant Housing Units | 1,985 ( 7.5%) |
| Median Home Value | $271,862 |
| Average Home Value | $299,507 |
Housing Distribution
Address Breakdown
Residential
26,271
Single Family
18,075
Multi-Family
8,196
Businesses
1,214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tammy Eschberger • Bates-Brinkley Realty
Mls Name: HAR
Mls Provider:
Mls ID: #68672384
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