31505 Olivella DrHuffmanTX77336
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 31505 Olivella Dr, Huffman, TX, 77336 in Huffman achieves a 1.77 ratio at $199,990: $1,593/mo rent versus $899/mo debt service. Rental yield 9.56%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.56% yield compounds alongside 5% annual appreciation projecting $55,254 in value. Total projected cumulative return: $87,655.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $(21) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,593 |
| Total Monthly Debt Service | $1,343 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77336, Huffman, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,060 (100%) |
| Owner Occupied HU | 4,679 (77.2%) |
| Renter Occupied HU | 1,011 (16.7%) |
| Vacant Housing Units | 370 ( 6.1%) |
| Median Home Value | $364,627 |
| Average Home Value | $394,164 |
Housing Distribution
Address Breakdown
Residential
5,720
Single Family
5,405
Multi-Family
315
Businesses
371
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77336, Huffman, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,060 (100%) |
| Owner Occupied HU | 4,679 (77.2%) |
| Renter Occupied HU | 1,011 (16.7%) |
| Vacant Housing Units | 370 ( 6.1%) |
| Median Home Value | $364,627 |
| Average Home Value | $394,164 |
Housing Distribution
Address Breakdown
Residential
5,720
Single Family
5,405
Multi-Family
315
Businesses
371
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices