315 Main St, Bay Saint Louis, MS, 39520 | Equity Gain $5,309/yr

Off market

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $1,596/mo, and a $4,027/mo payment. Purchase price stands at $822,700, and rental yield measures 2.33% with $1,596/mo rent. Return on cash invested shows -0.7% in year one, and 5% annual appreciation builds toward $227,297 over five years. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,596/mo property income covering a $4,027/mo payment rather than investor’s personal income.

Single Family

Built in 1945

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 39520, Bay Saint Louis, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,122 (100%)
Owner Occupied HU	4,375 (53.9%)
Renter Occupied HU	2,157 (26.6%)
Vacant Housing Units	1,590 (19.6%)
Median Home Value	$228,185
Average Home Value	$286,488