313 Dirksen Dr APT C8DebaryFL32713
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 313 Dirksen Dr APT C8, Debary, FL, 32713 in Debary. At $125,500 it earns $1,349/mo in rent and distributes $256/mo to the owner after the $564/mo payment, a consistent 12.9% yield. DSCR 2.39 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $34,673 in value; $1,156/yr in principal paydown compounds ownership stake. Total projected return: $65,499.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.9% | 6.0% |
| Monthly Cash Flow | $256 | $200 |
City averages based on Debary market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,349 |
| Total Monthly Debt Service | $1,043 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1985
591 sqft lot
$N/A/sqft
$260 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32713, Debary, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,351 (100%) |
| Owner Occupied HU | 8,801 (77.5%) |
| Renter Occupied HU | 1,920 (16.9%) |
| Vacant Housing Units | 630 ( 5.6%) |
| Median Home Value | $401,613 |
| Average Home Value | $428,694 |
Housing Distribution
Address Breakdown
Residential
10,569
Single Family
9,005
Multi-Family
1,564
Businesses
444
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1985
591 sqft lot
$N/A/sqft
$260 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32713, Debary, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,351 (100%) |
| Owner Occupied HU | 8,801 (77.5%) |
| Renter Occupied HU | 1,920 (16.9%) |
| Vacant Housing Units | 630 ( 5.6%) |
| Median Home Value | $401,613 |
| Average Home Value | $428,694 |
Housing Distribution
Address Breakdown
Residential
10,569
Single Family
9,005
Multi-Family
1,564
Businesses
444
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices