128 Kove BlvdOsteenFL32764
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 128 Kove Blvd, Osteen, FL, 32764 in Osteen. Priced at $107,000, it generates $2,156/mo in gross rent and $1,190/mo in net monthly cash flow, a 24.18% yield that comfortably supports the 4.48 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $14,284. Five-year appreciation: $29,562. Equity from principal paydown: $985/yr. Total projected cumulative return: $118,488.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 24.2% | 7.0% |
| Monthly Cash Flow | $1,190 | $250 |
City averages based on Osteen market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,156 |
| Total Monthly Debt Service | $923 |
| DSCR Ratio | 2.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1978
6,327 sqft lot
$N/A/sqft
$256 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32764, Osteen, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,833 (100%) |
| Owner Occupied HU | 1,484 (81.0%) |
| Renter Occupied HU | 141 ( 7.7%) |
| Vacant Housing Units | 208 (11.3%) |
| Median Home Value | $480,000 |
| Average Home Value | $515,756 |
Housing Distribution
Address Breakdown
Residential
1,608
Single Family
1,337
Multi-Family
271
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1978
6,327 sqft lot
$N/A/sqft
$256 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32764, Osteen, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,833 (100%) |
| Owner Occupied HU | 1,484 (81.0%) |
| Renter Occupied HU | 141 ( 7.7%) |
| Vacant Housing Units | 208 (11.3%) |
| Median Home Value | $480,000 |
| Average Home Value | $515,756 |
Housing Distribution
Address Breakdown
Residential
1,608
Single Family
1,337
Multi-Family
271
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices