3119 E Fitzgerald Rd, Decatur, IL, 62521 | $1,052/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Decatur at 3119 E Fitzgerald Rd, Decatur, IL, 62521 uses $72,267 cash to close to unlock $12,623/yr annual cash flow and $1,052/mo monthly cash flow. Total monthly income runs $2,564/mo, and a $1,067/mo payment keeps the spread at $1,052/mo. Purchase price stands at $218,000, and rental yield measures 14.11% with $2,564/mo rent. Return on cash invested shows 37.38% in year one, and 5% annual appreciation builds toward $60,229 over five years. Five-year ROI reaches 197.49% and total cumulative return in cash records $142,723. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,564/mo property income covering a $1,067/mo payment rather than investor’s personal income.

Single Family

Built in 1969

0.65 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 62521, Decatur, IL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,648 (100%)
Owner Occupied HU	10,782 (64.8%)
Renter Occupied HU	3,964 (23.8%)
Vacant Housing Units	1,902 (11.4%)
Median Home Value	$133,182
Average Home Value	$178,889