3071 S Beltrami CtWest SacramentoCA95691
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 3071 S Beltrami Ct, West Sacramento, CA, 95691 in West Sacramento worth study. Rental yield 3.79%. The 3.79% gross yield is below cash-flow benchmarks at $1,619,000, but 5% annual appreciation, adding $447,300 over five years, frames this as a capital growth position. Rent of $5,117/mo partially offsets the $7,280/mo payment. Ziffy Mortgage finances appreciation-play properties (0.70 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $295,045.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 6.0% |
| Monthly Cash Flow | $(4,959) | $1,500 |
City averages based on West Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,117 |
| Total Monthly Debt Service | $9,431 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
1.11 Acres lot
$N/A/sqft
$60 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95691, West Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,574 (100%) |
| Owner Occupied HU | 9,462 (60.8%) |
| Renter Occupied HU | 5,470 (35.1%) |
| Vacant Housing Units | 642 ( 4.1%) |
| Median Home Value | $559,164 |
| Average Home Value | $556,165 |
Housing Distribution
Address Breakdown
Residential
15,049
Single Family
12,482
Multi-Family
2,567
Businesses
1,568
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
1.11 Acres lot
$N/A/sqft
$60 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95691, West Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,574 (100%) |
| Owner Occupied HU | 9,462 (60.8%) |
| Renter Occupied HU | 5,470 (35.1%) |
| Vacant Housing Units | 642 ( 4.1%) |
| Median Home Value | $559,164 |
| Average Home Value | $556,165 |
Housing Distribution
Address Breakdown
Residential
15,049
Single Family
12,482
Multi-Family
2,567
Businesses
1,568
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices