256 Lindley Dr, Sacramento, CA, 95815 | $1,655/mo Cash Flow

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Sacramento at 256 Lindley Dr, Sacramento, CA, 95815 priced at $409,000 converts $4,349/mo rent into $1,655/mo cash flow after a $2,002/mo obligation. Total monthly income equals $4,349/mo, and annual cash flow totals $19,865/yr on $135,584 invested. Return on cash invested prints 34.56% in year one, and rental yield reads 12.76% against a $409,000 entry. Equity gained on principal adds $2,639/yr, while 5% annual appreciation compiles into $112,999 by year five. Five-year ROI reaches 181.95% and total cumulative return in cash sums $246,693. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $4,349/mo property income covering a $2,002/mo payment, not borrower’s personal income.

Single Family

Built in 1954

5,227 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95815, Sacramento, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,650 (100%)
Owner Occupied HU	3,553 (33.4%)
Renter Occupied HU	6,447 (60.5%)
Vacant Housing Units	650 ( 6.1%)
Median Home Value	$362,956
Average Home Value	$442,454