30496 Titan DrCoarsegoldCA93614
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow30496 Titan Dr, Coarsegold, CA, 93614 in Coarsegold is a top-tier cash-flow asset. At $358,000 it produces $4,088/mo in rent and $1,711/mo in net monthly income, a 13.7% gross rental yield. The DSCR of 2.54 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $20,532. Five-year appreciation adds $98,909, driving a total cumulative return of $246,510.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.7% | 6.0% |
| Monthly Cash Flow | $1,711 | $400 |
City averages based on Coarsegold market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,088 |
| Total Monthly Debt Service | $2,235 |
| DSCR Ratio | 1.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
1.17 Acres lot
$N/A/sqft
$1,953 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93614, Coarsegold, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,955 (100%) |
| Owner Occupied HU | 3,760 (75.9%) |
| Renter Occupied HU | 691 (13.9%) |
| Vacant Housing Units | 504 (10.2%) |
| Median Home Value | $445,289 |
| Average Home Value | $505,009 |
Housing Distribution
Address Breakdown
Residential
4,561
Single Family
4,561
Multi-Family
0
Businesses
174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
1.17 Acres lot
$N/A/sqft
$1,953 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93614, Coarsegold, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,955 (100%) |
| Owner Occupied HU | 3,760 (75.9%) |
| Renter Occupied HU | 691 (13.9%) |
| Vacant Housing Units | 504 (10.2%) |
| Median Home Value | $445,289 |
| Average Home Value | $505,009 |
Housing Distribution
Address Breakdown
Residential
4,561
Single Family
4,561
Multi-Family
0
Businesses
174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices