3028 Brantwood DrZolfo SpringsFL33890
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 3028 Brantwood Dr, Zolfo Springs, FL, 33890 in Zolfo Springs. Priced at $182,000, it generates $1,900/mo in gross rent and $555/mo in net monthly cash flow, a 12.52% yield that comfortably supports the 2.32 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,666. Five-year appreciation: $50,283. Equity from principal paydown: $1,676/yr. Total projected cumulative return: $105,760.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.5% | 6.0% |
| Monthly Cash Flow | $555 | $300 |
City averages based on Zolfo Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,900 |
| Total Monthly Debt Service | $1,272 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33890, Zolfo Springs, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,073 (100%) |
| Owner Occupied HU | 1,312 (63.3%) |
| Renter Occupied HU | 349 (16.8%) |
| Vacant Housing Units | 412 (19.9%) |
| Median Home Value | $200,327 |
| Average Home Value | $272,622 |
Housing Distribution
Address Breakdown
Residential
1,703
Single Family
1,703
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33890, Zolfo Springs, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,073 (100%) |
| Owner Occupied HU | 1,312 (63.3%) |
| Renter Occupied HU | 349 (16.8%) |
| Vacant Housing Units | 412 (19.9%) |
| Median Home Value | $200,327 |
| Average Home Value | $272,622 |
Housing Distribution
Address Breakdown
Residential
1,703
Single Family
1,703
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Colon Lambert • Hot Florida Real Estate
Mls Name: HFMLS
Mls ID: #316436
Disclaimer: Copyright Heartland Association of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.