2692 NE Highway 70 #457ArcadiaFL34266
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFinancing efficiency matters for international buyers, and 2692 NE Highway 70 #457, Arcadia, FL, 34266 in Arcadia offers it: the 1.88 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 10.17%. Long-term, 5% appreciation is forecast to add $42,796, and $1,427/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $31,509.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 7.0% |
| Monthly Cash Flow | $(480) | $150 |
City averages based on Arcadia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,313 |
| Total Monthly Debt Service | $1,731 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
N/A lot
$N/A/sqft
$765 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34266, Arcadia, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,790 (100%) |
| Owner Occupied HU | 7,274 (56.9%) |
| Renter Occupied HU | 2,978 (23.3%) |
| Vacant Housing Units | 2,538 (19.8%) |
| Median Home Value | $167,667 |
| Average Home Value | $268,813 |
Housing Distribution
Address Breakdown
Residential
9,781
Single Family
8,814
Multi-Family
967
Businesses
611
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
N/A lot
$N/A/sqft
$765 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34266, Arcadia, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,790 (100%) |
| Owner Occupied HU | 7,274 (56.9%) |
| Renter Occupied HU | 2,978 (23.3%) |
| Vacant Housing Units | 2,538 (19.8%) |
| Median Home Value | $167,667 |
| Average Home Value | $268,813 |
Housing Distribution
Address Breakdown
Residential
9,781
Single Family
8,814
Multi-Family
967
Businesses
611
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices