302 E Calle ArizonaTucsonAZ85705
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 302 E Calle Arizona, Tucson, AZ, 85705 in Tucson is narrow, $67/mo net on $1,956/mo rent after the $1,437/mo debt service, but the property operates at break-even-plus, not a loss. At $319,500 with a 7.35% yield, the long-run equity case via 5% appreciation ($88,272 over five years) and $2,943/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.36 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $125,123.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $67 | $450 |
City averages based on Tucson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,956 |
| Total Monthly Debt Service | $1,761 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85705, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,022 (100%) |
| Owner Occupied HU | 12,355 (41.2%) |
| Renter Occupied HU | 14,921 (49.7%) |
| Vacant Housing Units | 2,746 ( 9.1%) |
| Median Home Value | $167,879 |
| Average Home Value | $243,347 |
Housing Distribution
Address Breakdown
Residential
25,203
Single Family
20,778
Multi-Family
4,425
Businesses
2,392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85705, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,022 (100%) |
| Owner Occupied HU | 12,355 (41.2%) |
| Renter Occupied HU | 14,921 (49.7%) |
| Vacant Housing Units | 2,746 ( 9.1%) |
| Median Home Value | $167,879 |
| Average Home Value | $243,347 |
Housing Distribution
Address Breakdown
Residential
25,203
Single Family
20,778
Multi-Family
4,425
Businesses
2,392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices