3 Holly LaneLondonderryNH03053
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 3 Holly Lane, Londonderry, NH, 03053 in Londonderry deserves attention. This $297,500 property earns $2,752/mo in rent, a 11.1% gross yield, and nets $758/mo after the $1,338/mo payment. DSCR 2.06 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $82,194 compounds alongside $2,740/yr in yearly equity build, for a total cumulative return of $162,275.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 5.2% |
| Monthly Cash Flow | $758 | $450 |
City averages based on Londonderry market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,752 |
| Total Monthly Debt Service | $1,876 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1970
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03053, Londonderry, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,495 (100%) |
| Owner Occupied HU | 8,550 (81.5%) |
| Renter Occupied HU | 1,717 (16.4%) |
| Vacant Housing Units | 228 ( 2.2%) |
| Median Home Value | $561,735 |
| Average Home Value | $571,522 |
Housing Distribution
Address Breakdown
Residential
10,220
Single Family
8,485
Multi-Family
1,735
Businesses
1,072
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1970
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03053, Londonderry, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,495 (100%) |
| Owner Occupied HU | 8,550 (81.5%) |
| Renter Occupied HU | 1,717 (16.4%) |
| Vacant Housing Units | 228 ( 2.2%) |
| Median Home Value | $561,735 |
| Average Home Value | $571,522 |
Housing Distribution
Address Breakdown
Residential
10,220
Single Family
8,485
Multi-Family
1,735
Businesses
1,072
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: PrimeMLS
Mls ID: #5075783