29824 Oak DrCampoCA91906
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 29824 Oak Dr, Campo, CA, 91906 in Campo delivers $4,488/mo in gross rent and $473/mo in net monthly income at a $649,000 entry. The 8.3% yield and 1.54 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $179,307 over five years and $5,977/yr in equity from loan paydown, total projected return is $276,559.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $473 | $1,500 |
City averages based on Campo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,488 |
| Total Monthly Debt Service | $3,757 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
3,306 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91906, Campo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,410 (100%) |
| Owner Occupied HU | 981 (69.6%) |
| Renter Occupied HU | 332 (23.5%) |
| Vacant Housing Units | 97 ( 6.9%) |
| Median Home Value | $365,102 |
| Average Home Value | $495,849 |
Housing Distribution
Address Breakdown
Residential
1,288
Single Family
1,288
Multi-Family
0
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
3,306 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91906, Campo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,410 (100%) |
| Owner Occupied HU | 981 (69.6%) |
| Renter Occupied HU | 332 (23.5%) |
| Vacant Housing Units | 97 ( 6.9%) |
| Median Home Value | $365,102 |
| Average Home Value | $495,849 |
Housing Distribution
Address Breakdown
Residential
1,288
Single Family
1,288
Multi-Family
0
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer Corona • Axia Real Estate Group, Inc
Mls Name: CRMLS
Mls ID: #PTP2508241