2953 Surrey DrHarrisonMI48625
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2953 Surrey Dr, Harrison, MI, 48625 in Harrison. Priced at $182,000, it generates $2,497/mo in gross rent and $1,297/mo in net monthly cash flow, a 16.47% yield that comfortably supports the 3.05 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $15,564. Five-year appreciation: $50,283. Equity from principal paydown: $1,676/yr. Total projected cumulative return: $152,812.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.5% | 9.0% |
| Monthly Cash Flow | $1,297 | $150 |
City averages based on Harrison market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,497 |
| Total Monthly Debt Service | $1,128 |
| DSCR Ratio | 2.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.79 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.79 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices