287 Church StDaculaGA30019
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 287 Church St, Dacula, GA, 30019 in Dacula. Priced at $204,000, it generates $2,221/mo in gross rent and $883/mo in net monthly cash flow, a 13.07% yield that comfortably supports the 2.42 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,601. Five-year appreciation: $56,361. Equity from principal paydown: $1,879/yr. Total projected cumulative return: $134,548.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.1% | 8.0% |
| Monthly Cash Flow | $883 | $300 |
City averages based on Dacula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,221 |
| Total Monthly Debt Service | $1,257 |
| DSCR Ratio | 1.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30019, Dacula, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,123 (100%) |
| Owner Occupied HU | 14,767 (86.2%) |
| Renter Occupied HU | 1,999 (11.7%) |
| Vacant Housing Units | 357 ( 2.1%) |
| Median Home Value | $440,476 |
| Average Home Value | $473,028 |
Housing Distribution
Address Breakdown
Residential
17,260
Single Family
17,066
Multi-Family
194
Businesses
1,090
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30019, Dacula, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,123 (100%) |
| Owner Occupied HU | 14,767 (86.2%) |
| Renter Occupied HU | 1,999 (11.7%) |
| Vacant Housing Units | 357 ( 2.1%) |
| Median Home Value | $440,476 |
| Average Home Value | $473,028 |
Housing Distribution
Address Breakdown
Residential
17,260
Single Family
17,066
Multi-Family
194
Businesses
1,090
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices